Personal Credit Program

Personal credit,
built to last.

At Arter Capital Consulting, we help individuals take control of their financial futures by improving their credit standing. Our team guides you at every step, so you move forward with confidence rather than guesswork.

Start your credit building process
All three bureaus Monthly consultations Ongoing status updates
Our proven process

We challenge what's unfair or inaccurate.

At ACC, we tackle unfair or inaccurate negative items on your credit report by challenging creditors and all three credit bureaus — then keep you informed the whole way through.

  1. Review your reportWe examine your file across all three bureaus to find what may be inaccurate, outdated, or unverifiable.
  2. Challenge the itemsWe dispute those items directly with creditors and the bureaus on your behalf.
  3. Report back to youYou receive updates and statuses on everything happening with your report.
  4. Consult monthlyOur team meets with you each month to review your credit status and next steps.
How can we help?

The items we go after.

If any of these are sitting on your report inaccurately, they're worth challenging.

Hard Inquiries
Late Payments
Collections
Charge-offs
Bankruptcies
Repossessions
Foreclosure
Identity Fraud
The program

One program. One price.

No tiers to decode and no upsell ladder. Everything we do for a client is included from day one.

Personal Credit Building
$197
One-time setup
$97per month thereafter
Start your credit building

What's included

  • Full credit analysis
  • All three bureaus
  • Dispute assistance
  • Creditor challenges
  • Monthly consultation
  • Ongoing status updates
  • Credit monitoring access
  • Direct team support

Your monthly consultation is where the work gets reviewed together — what was challenged, what came back, and what happens next.

Ready when you are

Take the first step.

Our team is ready to walk you through repairing and building your credit — starting with a conversation about where your file stands today.

Results may vary and are not guaranteed. Arter Capital Consulting is not a law firm and does not provide legal advice. We address information that may be inaccurate, incomplete, or unverifiable under the Fair Credit Reporting Act; accurate, current, and verifiable information cannot be removed. You have the right to dispute items with the credit bureaus yourself at no cost.